- Overdraft limit: 50,000 RSD
- Loan amount in use: RSD 50,000
- Overdraft validity period: 12 months
- NIR: 2.7% fixed monthly interest rate (37.67% fixed per annum)
- EIR (annually):96% *
- Amount of interest - total: RSD 16,235.86
- Total loan amount with interest: RSD 66,235.86
- Total fees and other costs: 671 RSD **
- Total amount to be repaid by the user during the loan term: RSD 66,906.86 (RSD 50,000 + RSD 16,235.86 + RSD 671)
Conditions for early partial or full loan repayment:
There are no special conditions for early, partial or full, repayment of the current account overdraft. The user is obliged to settle the obligations under the overdraft before the expiration date.
* EIR was calculated on 17th April 2018
** Fees and other costs payable by the borrower:
- Cost of Credit Bureau Report: 246 RSD
- Cost of the bill of exchange: 50 RSD
- Insurance premium: 375 RSD one-time
