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Comfort Junior

 Comfort JUNIOR is a savings life insurance which makes it easier to plan a child's future and provide them financial security when they grow up.

In addition to saving money that will help the child solve some of the most important needs as a grown-up, Comfort Junior is an efficient solution for unwanted life situations. In such situations, Wiener Städtische Osiguranje ensures financial security of your child.

Comfort Junior anticipates the payment of the insured sum in the following cases:

  • after expiry of the insurance period, the child will receive the insured sum increased by the accrued profit,
  • disability of a parent due to an accident, higher than 65% or death of a parent - the child would receive 2 insured sums - one insured sum shall be paid immediately after the insured event, but the savings character of the contract shall continue and after the insurance period expires, the child shall receive another insured sum increased by accrued profit
  • death of a parent due to an accident - the child shall be paid three insured sums, two immediately after the insured event, but the savings character of the contract shall continue and after the insurance period expires, the third insured sum increased by accrued profit

What if you are unable to pay the insurance premium?

During an illness, a parent’s financial ability to pay insurance may decrease. With Comfort Junior, you have a solution for such situations as well. If you spend more than 15 days in hospital due to an illness or accident, Wiener Städtische Osiguranje will temporarily assume the obligation to pay the premium for you.

Duration of Comfort Junior insurance

Comfort Junior insurance can last from 5 to 20 years.

 

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