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Cash Loans

There are times when it becomes very important to get money quickly and under favourable conditions. Cash loans of Crédit Agricole Serbia will ensure you achieve all your plans and easily fulfil your wishes!

 

The citizens of the Republic of Serbia with permanent residence are eligible to apply for a cash loan

 

Cash loans with a fixed interest rate and mandatory salary transfer

 Loan details

  • Type of loan: Cash loans with a fixed interest rate and mandatory salary transfer
  • Currency: RSD
  • Criteria for foreign currency clause: There are no criteria for foreign currency clause
  • Loan amount: 50,000 RSD - 3,000,000 RSD *
  • Nominal interest rate:

- 7.45% for a repayment period of up to 36 months,

- 8.95% for a repayment period of up to 83 months

  • Repayment period: 6 months - 83 months
  • Loan application processing fee: 0%
  • Early repayment: 0%

*The maximum loan amount depends on the client's creditworthiness

Security instruments:

  • solo "no protest" blank bill of exchange with a bill of exchange authorization;
  • signed attachment to salary;
  • insurance of the borrower from the impossibility of repaying the loan due to the occurrence of an accident, loss of employment or hospital treatment as 
  • result of an accident. The cost of the insurance premium is borne by the bank.

An example:  

Cash loans with fixed interest rate and salary in the Bank

 Loan details:

  • Type of loan: Cash loans with fixed interest rate and salary in the Bank
  • Loan currency: RSD
  • Criteria for foreign currency clause: There are no criteria for foreign currency clause
  • Loan amount: 50,000 RSD - 3,000,000 RSD *
  • Nominal interest rate: - 9.95%
  • Repayment period: 6 months - 83 months
  • Loan application processing fee: 0%
  • Early repayment: 0%

*The maximum loan amount depends on the client's creditworthiness

 Security instruments:

  • solo "no protest" blank bill of exchange with a bill of exchange authorization;
  • signed attachment to salary;
  • insurance of the borrower from the impossibility of repaying the loan due to the occurrence of an accident, loss of employment or hospital treatment as a result of an accident. The costs of the insurance premium are borne by the bank.

An example: 

Cash loan with fixed interest rate without salary transfer to the Bank

 Loan details:

  • Type of loan: Cash loan with fixed interest rate without salary transfer to the Bank
  • Currency: RSD
  • Criteria for foreign currency clause: There are no criteria for foreign currency clause
  • Loan amount: 50,000 RSD - 2,000,000 RSD *
  • Nominal interest rate:

- 11.95% for a repayment period of up to 36 months

- 16.95% for a repayment period of up to 83 months

  • Loan application processing fee: 2.00%
  • Early repayment: 0%
  • Repayment period: 6 months - 83 months

*The maximum loan amount depends on the client's creditworthiness

 Security instruments:

  • solo "no protest" blank bill of exchange with a bill of exchange authorization;
  • signed attachment to salary;
  • insurance of the borrower from the impossibility of repaying the loan due to the occurrence of an accident, loss of employment or hospital treatment as a result of an accident. The cost of the insurance premium is borne by the bank.

An example: 

 

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